CHDC serves households throughout Contra Costa County and beyond. The majority of our clients live in the greater Richmond area. We serve people of all income levels, but specialize in serving low and moderate income families. A large majority of our clients have incomes below 80% of the area median income. Some of our programs have specific income and geographic requirements. Specific programs include:
First Time Homebuyer Program If you have a low or moderate income, and are thinking of purchasing your first home, CHDC can help you turn your dream into reality. We are a HUD approved housing counseling agency.
Education and Counseling for Homeowners to learn about maintenance, taxes, insurance, home equity loans, refinancing and other matters.
Foreclosure Prevention and Loan Modification As a HUD approved housing counseling agency we provide unbiased information and counseling at no charge to you.
Financial Fitness CHDC's financial fitness class can teach you how to manage your money, get or repair credit, work toward your goals and become financially healthy. This class is required to enroll in CC-MATCH, below.
CC-MATCH – Speed Up Your Savings a matched savings program, also known as an Individual Development Account (IDA). For eligible participants, it gives you matching funds when you save money toward your first major asset such as a home, post-secondary education, or establishing a small business.
Earn It! Keep It! Save It! Contra Costa Earn It! Keep It! Save It! Contra Costa helps taxpayers with lower incomes file their taxes and get their full and correct refunds, at no charge. CHDC supports a county-wide network of taxpayer assistance sites staffed by trained, IRS-certified volunteers.
Keep North Richmond Beautiful to reduce illegal dumping, eliminate blight, promote recycling, restore parks and creeks, and encourage a healthy environment.
Our mission is to create and sustain vibrant communities that make a positive impact in people's lives by providing high quality affordable housing and neighborhood services.
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