Shelter is essential to well being and this section covers what to do if you have it and what to do if you don't.  Topics in this section range from how to find a homeless shelter to how to buy a second home.  Buying a house is probably the largest purchase (and investment) you will make in life, and we want to make sure we provide information on how make good choices to get into a home and what to do in times of trouble.

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  1. How to Buy a House With a $20,000 Salary

    The Basics: 

    Cincinnati OhioThe collapse of the housing market in 2008 has had a devastating impact on individual families and the economy as a whole. Outside of the wave of foreclosures there has also been a significant decrease in property value which has sapped the wealth of millions of homeowners. The other side of that coin however has been the resulting low home prices and historically low interest rates that are the direct result of the bubble.

    If you are looking to buy a home 2012 may be an excellent time to buy as there are several cities across the country where you can buy a home for less than $150,000 with an extremely low interest rate. The combination of low interest rates and low home prices mean that many people can afford to buy a home even with a salary as low as $20,000 a year.

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