Costs Money

The Top 10 Killers of Black Men

The Basics: 

Black Man CryingPeople will ask me often why we need a Black Man Survival Guide.  There are many reasons but a glaring one is that fact that black men run a much higher risk of illness and death compared to the rest of the US population.  In many cases black men are 2 to 10 times as likely to fall victim to the same diseases that afflict their white counterparts.  The following chart lists the top 10 killers of African American men along with the percentage of occurrence.  This information was obtained from the latest available reports from the Center for Disease Control (CDC).  I would venture to guess that the 2011 statistics are comparable if not worst.

Top 10 Causes of Death Among African American Males

Don't Let the Media Tell You What Christmas is About

black santaThe holiday season is traditionally a time for families and loved ones to get together, enjoy each other's company and share love and faith with God and one another.  Adults look forward to seeing children and children look forward to seeing toys.  There is nothing inherently wrong with this, but America - the times they are a changing.  What used to be a time where people exchanged gifts and pleasantries and enjoyed good food and meaningful prayer has rapidly become an over-commercialized time of overspending where corporations drive consumers to buy too many gifts they can't afford all in the attempt to keep up with the fictional Jones'.   The worst part is that the true meaning of Christmas, a celebration of the birth of Jesus Christ, is increasingly getting lost in the shuffle.

Knowing the Cost of Dating - No Romance Without Finance

The Basics: 

black couple datingWhen developing your monthly budget sometimes there is a tendency to overlook things that are not bills.  The money that you spend on daily activities (ex: your morning trip to Starbucks) or other personal activities can make up a large portion of your monthly expenses. One of these potentially large expenses for a man is the money you spend on dating. 

If you want to keep your finances on track it is important to know how much certain dates cost and how often you want to take your lady out.  With these two pieces of information, you can develop your monthly budget for dating.  Below are the costs for some typical dates followed by a summary of the monthly total cost.  Adjust your budget based on your lifestyle and dating preferences.

President Obama begs the masses for tax cuts – Don’t p**s off the rich

President ObamaThe Republicans have dug in their heels on tax cuts for the rich.  They absolutely will not allow tax cuts for the poor and middle class unless the rich (those making over $250,000) get a tax cut also.  Instead of putting up the strong fight, Obama has made a compromise with the republicans to give them what they want.  Democrats in the government as well as across the country cannot believe it.  In fact, many are mad as hell as this “compromise” is deemed unacceptable.  Instead of seeing the error in his ways Obama has done something I never thought I would see him do.  He is giving speeches and sending emails begging people to just go along and not piss off the rich.

Nearly 90% of plastic water bottles are not recycled

source: 
Union of Concerned Scientists

In 2008, black males ages 18 and over accounted for 5 percent of the college population, while black males accounted for 36 percent of the nation’s prison population.

source: 
Council of the Great City Schools Nov 2010 Study on Black Male Achievement

Only 9% of 8th grade black students read at or above the proficient level.

Proving that our educational crisis in America crosses all color lines, only 33% of 8th grade white students read at or above the proficient level.

source: 
Council of the Great City Schools Nov 2010 Study on Black Male Achievement

In 2008, black children were twice as likely to live in a household where no parent had a full time job

The same study, A Call for Change: The Social and Educational Factors Contributing to the Outcomes of Black Males in Urban Schools, states that in 2007, one out of every three black children lived in poverty compared with one out of every 10 white children.

source: 
Council of the Great City Schools Nov 2010 Study on Black Male Achievement

Redlining (institutional racism) by banks existed until the 1990's

Redlining is an illegal discriminatory practice where lenders refuse to lend money or give credit to borrowers based on race, and geography.  This form of institutional racism became known as redlining because banks would draw a red line around a neighborhood which marked the area where they would not lend money to anyone in the red area.  These areas were usually poor communities mostly filled with blacks and other minorities and severely stunted the growth of these communities.